DSCR
Bright Loan Capital

Real estate investment financing with simple Debt Service Coverage Ratio (DSCR) terms and fast closings for single-family rentals, townhomes, condos, and 1-10 unit properties.

30-Year Fixed, ARM Products, and Interest-Only Options

Up to 85% LTV for Purchase and Rate & Term

Up to 80% LTV on Cash-Out Loans

Portfolio Loans Available

Backed with confidence by top rated DSCR lenders for landlords. Speak to one of our experienced loan advisors to get a quote today!

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No Obligation. No Impact to Credit Score.

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About

Bright Loan Capital

Bright Loan Capital works with a trusted network of top private money sources, allowing us to offer some of the most competitive real estate loan programs available. These partnerships give our clients access to investment property financing that many traditional or Non-QM lenders simply can’t provide.

For more than a decade, we’ve refined a fast and efficient system designed to support investors at every level—from first-time buyers to seasoned portfolio owners—across all credit profiles and funding needs. Our platform makes securing capital straightforward, fast, and stress-free.

Bright Loan Capital is committed to delivering excellent client service, a professional approach, and true reliability. Our industry specialists take the time to understand each investor’s goals, offering tailored strategies and one-on-one transaction support to help grow your real estate portfolio. We work with everyone from part-time investors to large landlords, developers, and real estate funds—with the same drive to help you succeed.

Whether you’re picking up your first rental property or managing a portfolio of 2 or 2,000 doors, we make financing simpler than the traditional DSCR bank loan process. Connect with a local rental-investment lending expert today and let us guide you from initial inquiry through funding.